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Four, issued by the Association of Global Compliance & Technology (AGZIT) and accredited by ONRIGA:

ONRIGA sets the accreditation standards our certifications are assessed against — the syllabus depth, the assessment rigour, and the issuing process. Accreditation is what separates a credential from a completion badge: it means an independent standard was applied, not just that you finished reading something. Every AGZIT certificate carries the ONRIGA mark and a credential ID tied to it.

Every certificate carries a credential ID printed beneath your name, and a QR code. Anyone — an employer, a recruiter, a regulator — can enter that ID at app.agzit.com/verify and see whether it is genuine, who holds it, what it certifies, and when it was issued. No account, no login, no fee.

No. You need an AGZIT account, and that is all — you can enrol and start reading immediately. Unlike the live AI interview, which needs your DPR to generate personalised questions, certifications have no profile requirement at all.

Each certification confers a formal designation, printed on the certificate and shown on the public verification page: These are written as post-nominals — after your name on a CV, a LinkedIn headline, or an email signature.

AGZIT Certified Investment Fraud Specialist (AGZIT-CIFS) is listed in the professional designations database of FINRA, the US self-regulatory organization for broker-dealers.

The questions test application rather than recall — they assume you have read the study guide, and memorising the summary panels is not enough. There are two attempts included, and a full practice assessment beforehand at the same length and on the same clock, so you know exactly what you are walking into. If you use both attempts without passing, another can be bought for US$4, shown in your local currency at checkout, as many times as you need. There is no deadline and no requirement to complete the course first, though skipping the material is a poor strategy given how the questions are written.

What you pay for differs by certification:

On a certification where the certificate is paid, passing the final assessment issues a sample certificate immediately — watermarked, with no visible credential ID, and a QR that reports no credential has been issued. Paying converts it to the real one. Importantly, you keep your score, your pass date and your credential ID from the moment you passed: payment reveals the certificate you already earned, it does not mint a new one on a later date.

Yes. Each certificate carries a validity term — currently two years for all four certifications. Renewal is a small paid fee on every certification, shown in your local currency at checkout, and adds a further two-year term to your current expiry date.

If you are new to financial crime compliance, start with Counter-Terrorist Financing — it is Foundation level, about 8 hours, and free to study and sit, so it costs you nothing but the reading time up front. If you already work in compliance and want depth, Sanctions Screening assumes you have handled alerts before. If you deal with customers who may be targeted by investment scams, Investment Fraud Specialist is built for that work. If your interest is AI regulation rather than AML, AI Governance stands alone and requires no financial crime background.

Yes. Certifications you earn on AGZIT appear on your Digital Profile (DPR) alongside your interview scorecards and resume versions — so an employer reviewing your shareable profile link sees the credential and can verify it in the same place. You control what is shared, as with everything else on your DPR.

Yes, and plenty of people do. The certifications are complete products in their own right — enrol, study, sit the assessment, earn the credential. Nothing pushes you toward buying an interview session, and the certificate is not diminished if you never take one. They complement each other, but neither requires the other.

You can — for written practice. But ChatGPT and DeepSeek are text chats, not interviews. They cannot hear your tone, pace, filler words, hesitation, or how confident you sound when answering live. Real interviews are voice and video, under pressure, in real time. AGZIT delivers exactly that — a live voice AI interviewer that listens to your spoken answers, runs the session in real time, and scores your delivery (Communication Clarity, Confidence & Presence, Question Handling) — not just your written content.

Three things, briefly:

A direct side-by-side of what each tool actually does for interview prep:

ChatGPT is good for last-minute content review — drafting answers, reviewing your STAR structure, checking for gaps. But it cannot simulate the pressure of speaking out loud, on camera, with an interviewer asking follow-ups. If you have one evening left and you have never done a live mock, doing one AGZIT session — even just 20 minutes — gives you something ChatGPT physically cannot: the muscle memory of answering live. Most candidates are surprised how different it feels from typing.

Honest answer: if you have never done a live mock interview before, the first AGZIT session usually changes how you prepare for every interview after — because it shows you the gap between "I think I'd answer this well" and "I actually answered this well under pressure." That gap is invisible until you have experienced it. After your first session, you decide whether the scorecard and coaching is worth more than free text-only practice.

ChatGPT's voice mode is a conversational assistant — designed for casual chat, not structured interviews. It does not run a 20-minute interview session, does not score competencies, does not produce a readiness band, does not personalise questions from a job description plus your CV at the same time, and does not track progress across sessions. AGZIT is purpose-built for one job — simulating real first-round interviews and scoring them — and the workflow is engineered around that single outcome.

For scorecard generation and coaching analysis, AGZIT uses OpenAI models — the same family that powers ChatGPT. For the live voice interview itself, AGZIT uses a real-time voice model provided through Vokeva. The difference is not "what model" but "how it is used" — AGZIT is a structured interview product built on top of these models, with custom prompts, your DPR data, and a scoring system. ChatGPT alone gives you the engine; AGZIT gives you the entire interview vehicle.

Your Digital Profile (DPR) is your permanent career record inside AGZIT — a structured profile built once that stores your experience, skills, achievements, certifications, and role history in one place. Instead of rebuilding your resume from scratch every time, you update your DPR and generate clean resumes, personalised AI interview questions, and shareable scorecards from it. It is the foundation the entire platform runs on.

Yes. Creating and maintaining your Digital Profile (DPR) is completely free — no subscription, no credit card required. All resume templates are also free. Paid sessions apply only to AGZIT live mock interviews, and among the certifications only the paid ones. Some Career Tools (Improvement Plan, Per-Question Coaching, Career Analyzer, Intro Coach analyses) use credits, which can be bought singly or in packs from the Pricing page or earned free through referrals.

Most candidates complete their Digital Profile (DPR) in about 15 minutes. The more detail you add — specific tools, achievements, jurisdictions, certifications, and your target role — the more accurate your resume output, your live AI interview questions, and your Career Analyzer report will be.

No. LinkedIn is a public social profile for networking. Your Digital Profile (DPR) is a structured, hiring-ready record built specifically for job applications, AI interview simulation, and employer review inside AGZIT. They serve different purposes and work better together.

Yes — and you should. Your Digital Profile (DPR) is designed to be updated as your career progresses. When you update it, your resume versions and live AI interview context update with it automatically. It is a living record, not a one-time form.

Yes. The AGZIT live interviewer requires a Digital Profile (DPR) to personalise your interview questions. Without it, the AI cannot align questions to your experience, background, or target role — which defeats the purpose of the simulation. Create your Digital Profile (DPR) first, then unlock live AI interviews.

The AGZIT interviewer is a live voice AI that conducts your mock interview in real time — speaking with you, listening to your answers, and running the session the way a real first-round recruiter would. It is not a chatbot or a scripted tool. It is a live AI interviewer: professional, structured, and aligned to your specific DPR and target role. The real-time voice layer is provided through Vokeva; the question generation and scoring use OpenAI models.

Yes — it is a live, real-time session. You sit in front of your device, the AI interviewer speaks to you directly, you respond out loud, and the AI listens and continues the interview accordingly. It is designed to simulate a real first-round recruiter call — not a text quiz, not a chatbot, not a pre-recorded script. Questions adapt dynamically, and the session runs for 20 or 30 minutes depending on the plan you select.

The AGZIT interviewer uses three inputs to generate your questions: your Digital Profile (DPR) — experience, skills, background — your target role, and the job description you paste in. This means every question is aligned to your actual background, not generic prompts that could apply to anyone. Resume Alignment is one of the 10 scored competencies — so your answers are checked against your own profile throughout.

If they are on your Digital Profile (DPR), yes — the interviewer draws on everything in your profile, and a recent certification in the subject area is exactly the kind of thing a real interviewer probes. That is worth knowing before you claim one: the questions test whether you can apply what the credential says you know.

The 20-minute session covers core competencies with around 10 questions. The 30-minute session goes deeper with additional follow-up and scenario questions (around 15), producing more nuanced scoring across all 10 competencies. Both sessions produce a full scorecard within minutes after the session ends. See our Pricing page for current session rates.

The mock interview is a live voice session that requires a working microphone. We recommend using a laptop or desktop for the best experience — better audio quality, a more stable connection, and a more realistic interview environment. The platform is accessible on mobile browsers but the live session is optimised for desktop.

Where session replay is enabled, you can review your own live interview back after it ends — useful for assessing your delivery, composure, and pacing. Employers can optionally request access to recordings for deeper validation, but only through controlled Digital Profile (DPR) access workflows — not automatically.

Yes — and we recommend it. Each live session produces a new scorecard, so you can track improvement across attempts. Your Progress Tracker shows exactly how each of the 10 competencies changed from your first session to your latest. Most candidates see measurable improvement by their third session.

No. Questions are delivered by voice only — not displayed as text. This is intentional. Showing questions on screen would make the session predictable and reduce its value as a pressure simulation. The session is designed to feel like a real interview, not a scripted exercise.

Role Readiness is your overall interview readiness assessment, calculated from your average scores across your last 5 sessions. It tells you which of the 4 readiness bands you currently sit in, which specific dimensions are your top strengths (averaging 7 or above), and which dimensions are holding you back — listed from worst to best so you know exactly where to focus. The analysis is fully dynamic: it reads your actual scores, not a generic template.

The Heatmap analyses your last 4 sessions and shows you which of the 10 dimensions are consistently weak — not just in your latest mock, but across your history. It identifies your biggest barriers (all tied dimensions, not just one), flags dimensions scoring below 6 in 60% or more of your sessions as "repeated weaknesses," and sorts them by how often they appear. This gives you a pattern view — not just a snapshot.

The Improvement Plan is a week-by-week coaching plan generated from your actual weak dimensions. It tells you specifically what to practise, why those areas matter, and gives you a realistic timeline to improve each one. It is not motivational — it is actionable. The plan is generated once (1 credit), cached permanently, and free to reload anytime. If you complete a new session after the plan was generated, you will see a "Refresh" option — this only charges 1 credit if you choose to regenerate it.

The Progress Tracker shows your complete interview history in one view. It gives you your first session score, latest score, best score, and overall average. A bar chart shows every session chronologically. Dimension trends show how each of the 10 competencies changed from your first session to your latest — with most improved and reliable strengths identified automatically. Progress Tracker is free — no credits needed.

Counter-Terrorist Financing is free to study, sit and receive on first issue. Sanctions Screening and AI Governance are free to study and free to sit; the certificate is priced separately and paid only once you have passed. Investment Fraud Specialist is a single payment covering the course, the study guide and the certificate. Current prices are shown in your local currency on the certifications page and on each certification's own page, which also lists the renewal fee that applies to all four.

Live AI interview session rates are listed on our Pricing page in your local currency. Credits (for Career Tools and Coaching) can be bought singly or in packs from the same page, and can also be earned free via referrals.

Not currently. Pricing is per session for interviews, one payment for a paid certification, and per credit for Career Tools — you pay only when you use a paid feature. There is no recurring charge and nothing to cancel. Bundles and employer plans may be introduced later based on demand.

Prices are detected from your location and shown in your local currency — INR, USD, AED, GBP, EUR, CAD, AUD or SGD. The price you see is the exact price you pay at checkout, and payments are processed securely by Razorpay. AGZIT never sees or stores your card details.

No. Credits stay in your account permanently until you use them. There is no time limit, no expiry, and no "use it or lose it" rule. Credits earned through referrals work the same way.

Every purchase sends you a receipt by email carrying your invoice number, and the invoice itself is in your dashboard under Settings → My Orders — the gear icon beside your name. It carries your billing address, which is why it lives behind your login rather than on an open link.

In short: To request a refund, email support@agzit.com quoting your invoice number. The full terms are in our Refund Policy.

If you are signed in when you pay, no — your purchase is matched to your account automatically, whatever billing email you enter. The one case that still depends on email is paying while signed out: that purchase is held against the email address you gave and applied when you sign in or register with it. Signing in first avoids the delay entirely.

You control sharing. Your Digital Profile (DPR) is not publicly visible by default. Employers can access it only through controlled access workflows — not by searching your name or email. You decide when and to whom your profile is shared.

Only what a certificate is meant to prove: the holder's name, the designation awarded, the issue date, and whether the credential is valid. Nothing else — not your email, not your profile, not your interview scores, not your other certifications. Someone must already have your credential ID, which appears only on the certificate you chose to share.

Where session replay is enabled, sessions are stored securely with role-based access controls. You can review your own replay. Employers can only access replays if you apply to them through the AGZIT platform and they have been granted access through the appropriate workflow.

We recommend using a dedicated professional or personal email — not a shared work inbox. Your email is used for login, session notifications, payment receipts, certificate delivery and scorecard delivery. You can also sign up via Google. Keep your email updated and accessible.

You can request account deletion and full data removal by emailing support@agzit.com from your registered email address. Include your Digital Profile (DPR) ID in the request. Deletions are processed in line with our Privacy Policy.